Of course, you can make any variety of aspect bets earlier than the playing cards are dealt, though Michael Shackleford advises towards it. Well, in Baccarat, the Banker wager consistently has the bottom home edge, hovering round 1.06% (compared to 1.24% for the Player bet). That means over time; you’re statistically more prone to win (or a minimum of lose less) by sticking with the Banker. Of course, there’s a small commission on Banker wins, but even with that, it’s usually the savviest bet. The goal in baccarat is to guess on the hand that will get the closest to 9. Players can choose to guess on the participant’s hand (the “Player”), the banker’s hand (the “Banker”), or go for a tie.